Staff Review: Love Your Life Not Theirs

Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want
by Rachel Cruze

It seems slightly ironic that I am discovering authors while watching Youtube. Or, maybe that isn’t the case, since anyone in business seems to gravitate towards Youtube and social media to spread their message! I discovered financial guru Dave Ramsey through his Youtube channel. I really enjoy his “tough love” approach with folks who call into the show with financial questions. He is a no-nonsense kind of guy and I really appreciate that! Soon after, I discovered his daughter, Rachel Cruze on Youtube as well. While she is not as tough as her dad, she seems to still have a way with viewers. I decided to pick up her book Love your life not theirs : 7 money habits for living the life you want. I highly recommend this book for the 18-30 year-old in your life who spends a lot of time on social media. Studies have shown that spending time on social media is bad for you! Users may suffer from depression by constantly comparing themselves to what they see on social media. But we need to remember, social media is not real life! And this is one of Cruze’s driving points in the book – constantly comparing yourself to the Joneses is not good. Your friends with expensive cars and designer handbags are broke because they don’t know how to handle their money. Cruze promotes living under your means, which I whole-heartedly agree with. She also encourages young couples to constantly discuss and plan their finances together, from daily budgeting to saving for retirement. This is a wise move because finances are a large factor in marital disputes and unfortunately, divorce. Some might dismiss this as another silly self-help book, but its message is important! -Kristin

Staff Book Review


Here is a great personal finance book for millenials who don’t like to read. It is a quick read with a little bit of sass. It includes lots of illustrations, glossy pages and is sprinkled with interviews, quizzes and recipes to break up some of the nitty-gritty finance advice. You might be interested to know Fagan’s book is tied into her Youtube channel by the same name. She uses the outlet to speak to Millenials very openly about her mishaps with money and also gives advice on how they can do better. 

   The book opens with simple tips on how to get good start with your finances building an emergency fund, saving for retirement etc. These things might be common sense to some, but not to others. She covers budgeting, investing, home and even keeping your finances in check while involved in new, personal relationships. I recommend it! -Kristin

 

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